Business Math for Real Life
Like Duolingo, but for Business Math for Real Life. Tomo turns the whole topic into a game you play five minutes a day, until it actually sticks.
For the part of you with thirty open tabs that never became anything.
Free forever · No credit card · iPhone & Android

Key ideas in Business Math for Real Life
- Labor cost is calculated by multiplying hours by hourly rate
- Total cost must include fixed overhead expenses, not just active labor time
- Calculating a price that accounts for both labor and non-billable overhead
- Profit margins act as a safety buffer for unexpected cost increases
- Thin margins leave no room for error or external price shocks
- Understanding the risk of thin profit margins during market volatility
- Overhead is a 'hidden' cost that must be distributed across projects
- Profit is what remains after both labor and overhead are paid
- Distinguishing between billable time, overhead, and profit for strategic pricing
- Gross profit only accounts for the direct cost of the goods sold
- Net profit is the 'bottom line' after all operating expenses like rent and insurance are deducted
- Profitability depends on the relationship between revenue and expenses, not just total volume
- Scaling expenses at the same rate as sales prevents the business from becoming more profitable
- The difference between gross profit and net profit
- Scaling and profitability
- Revenue is the starting point before any deductions
You've tried the other tabs
Thirty open tabs. Four facts you actually kept.
You watched. You nodded. By Sunday it was gone.
One answer, then back to scrolling.
Eight weeks. You meant to finish. You didn't.
Tomo gives Business Math for Real Life the Duolingo treatment: levels, streaks, and quick quizzes that test what you just learned. That game loop is what the tabs above never had, so it's the one you actually finish.
Here's what playing it feels like
A real question from this course. Take your best guess.
If you spend 10 hours on a project and your rate is $50 per hour, what is your total labor cost?
Get it right to open this lesson and 23 more in the app.
Where Business Math for Real Life takes you
Stop guessing and start knowing if your ideas actually make money. Master the simple numbers that help you run a shop, price your work, and grow your bank account.
- 1
Keep Your Business Running
- Setting the right price for your work
- How to tell if you made a profit
- Finding your break-even point
- The difference between cash and profit
- Managing your daily spending
- 2
Grow Your Money Faster
- Using discounts without losing money
- How interest helps your savings grow
- Deciding if a new tool is worth the cost
- 3
Read the Story Behind the Numbers
- Understanding your balance sheet
- Spotting trends in your monthly sales
- Predicting next year's budget
- Why margins matter more than total sales
3 sections · 12 units · 24 levels. Built to play, not to enroll.
You pick the voice
Business Math for Real Life is taught in the The Professor style: clear, structured, thorough. Want a different feel? In the app you can spin up the same topic in any of Tomo's teaching styles. Same facts, totally different vibe.
More Business on Tomo
Opening Your First Coffee Shop
Turn your passion for caffeine into a thriving business by mastering the art of the brew and the logistics of the bar.
The Business of One
Transition from an employee mindset to a founder's perspective. Learn how to price your value, manage your own momentum, and build a sustainable solo career.
Mobile Coffee: Launching on a Shoestring
Learn to fund, build, and launch a professional mobile coffee business without the massive upfront costs of traditional espresso setups.
Voucher & Incentive Optimization
Master the science of giving the right discount to the right person at the right time using A/B testing and causal inference.
The High-Leverage Parent
Build a scalable, high-margin business designed to thrive within the constraints of a one-income household and a newborn's schedule.
MedTech Side-Hustle: From Idea to First Sale
Stop building products nobody buys. Learn a systematic method to identify high-value medical problems, validate them with real clinicians, and secure paying customers while working a full-time job.
Start Business Math for Real Life today.
Download Tomo, search Business Math for Real Life, and play your first lesson in under a minute.