Investing for Canadians
Like Duolingo, but for Investing for Canadians. Tomo turns the whole topic into a game you play five minutes a day, until it actually sticks.
For the part of you with thirty open tabs that never became anything.
Free forever · No credit card · iPhone & Android

Key ideas in Investing for Canadians
- Investing involves owning assets like stocks or bonds that generate value independently of your working hours
- Starting early in Canada allows more decades for compound growth to multiply the initial principal
- Cash in a standard bank account loses purchasing power over time due to inflation
- The fundamental definition of investing as asset growth versus active labor
- Time is a more powerful multiplier than the raw dollar amount contributed later in life
- The mathematical advantage of time over capital size
- Canadian investments allow your money to compound and grow while you are not actively managing it
- Waiting to invest requires significantly higher monthly contributions to achieve the same end goal
- Automation removes decision fatigue
- TFSA tax-free growth
- Investing vs active labor
- RRSP reduces taxable income
- PACs ensure you pay yourself first
- FHSA for home ownership
- Advantage of time over capital
- Consistency through automation
You've tried the other tabs
Thirty open tabs. Four facts you actually kept.
You watched. You nodded. By Sunday it was gone.
One answer, then back to scrolling.
Eight weeks. You meant to finish. You didn't.
Tomo gives Investing for Canadians the Duolingo treatment: levels, streaks, and quick quizzes that test what you just learned. That game loop is what the tabs above never had, so it's the one you actually finish.
Here's what playing it feels like
A real question from this course. Take your best guess.
Why is it a great idea for someone in Canada to start investing when they are very young?
Get it right to open this lesson and 82 more in the app.
Where Investing for Canadians takes you
Navigate the unique landscape of Canadian finance, from maximizing your TFSA to building a low-cost portfolio that beats the big banks.
- 1
Your First $100
- The Quick Start Guide
- 2
The Canadian Tax Advantage
- The TFSA: Canada's Best Gift
- The RRSP: Investing for Future-You
- FHSA: The First Home Savings Account
- 3
What You're Actually Buying
- Stocks: Owning the Economy
- Bonds: Lending for Interest
- ETFs: The Modern Basket
- 4
Choosing Your Platform
- Robo-Advisors: Hands-Off Growth
- Discount Brokerages: Taking Control
- The Big Banks vs. The New Guard
- 5
Designing Your Portfolio
- Risk Tolerance and Time Horizons
- Diversification and Home Bias
- 6
The Costs of Investing
- MERs: The Silent Profit Killers
- Foreign Exchange and US Stocks
- 7
Staying the Course
- Market Volatility and Psychology
- Rebalancing Your Portfolio
- The Power of Compounding
- 8
Advanced Beginner Concepts
- Dividend Investing and DRIPs
- Taxable (Non-Registered) Accounts
- 9
The Big Picture
- Inflation and the Bank of Canada
- The Canadian Economic Landscape
9 sections · 21 units · 83 levels. Built to play, not to enroll.
You pick the voice
Investing for Canadians is taught in the Explain Like I'm 5 style: no big words. promise.. Want a different feel? In the app you can spin up the same topic in any of Tomo's teaching styles. Same facts, totally different vibe.
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Start Investing for Canadians today.
Download Tomo, search Investing for Canadians, and play your first lesson in under a minute.