Is the Invest course free?

Yes. Invest is playable on Tomo's free plan, which doesn't expire. No credit card, no waitlist. Download the app and start your first lesson.

What does the Invest course cover?

Invest runs across 3 sections: Start Growing Your Money, Build a Portfolio That Lasts, Understand the Money Machine. Each is a handful of bite-size levels you play as a game, so you cover the whole topic a few minutes at a time.

How long does it take to learn Invest on Tomo?

Invest is 32 levels across 3 sections, about 1h 4m of play in total. It's built for five minutes a day, so you finish it a little at a time instead of all at once.

Do I need any background to start Invest?

No. It's pitched at a beginner level, so it starts where you are and builds up. If you can tap a phone, you can start.

How is this different from just reading about Invest online?

Articles and videos you read once and forget. Tomo turns Invest into a game with levels, streaks, and quick quizzes, so it actually sticks. Same idea as Duolingo, just pointed at Invest instead of Spanish.

What's the best way to learn Invest?

Pick a format you'll actually come back to. Tomo turns Invest into a gamified course you play five minutes a day, with quizzes that make it stick, so you finish it instead of bookmarking it. Start free and play the first level in under a minute.

Tomo

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BusinessThe ProfessorBeginner

Invest

Like Duolingo, but for Invest. Tomo turns the whole topic into a game you play five minutes a day, until it actually sticks.

For the part of you with thirty open tabs that never became anything.

32 bite-size levelsAbout 5 minutes each

Download on theApp Store Get it onGoogle Play

Free forever · No credit card · iPhone & Android

Invest

with Penny the Penguin

Levels

Sections

Min/day

What you'll learn

Key ideas in Invest

A financial target is the specific cash amount needed for the milestone
Time horizon is the duration of time an investment is held
Calculating a percentage of a total value to find a down payment goal
Categorizing life goals by time window
Short time horizons require lower-risk assets to protect against market volatility
How to calculate a financial target based on a future life goal
Long time horizons allow for higher-risk assets because there is time to recover from market dips
Matching life goals to their appropriate time horizons
The priority of time horizon over asset selection for risk management
IRAs have penalties for withdrawals before age 59.5
Standard accounts are taxed annually on realized gains
Standard brokerage accounts allow for flexible withdrawals at any time
Tax-advantaged accounts protect growth from immediate taxation
The account type (wrapper) determines the tax drag on profits
Compounding is more effective when taxes aren't deducted annually
Choosing an account based on the timeline for spending the money

Download on theApp Store Get it onGoogle Play

Why not just Google it

You've tried the other tabs

Wikipedia

Thirty open tabs. Four facts you actually kept.

YouTube

You watched. You nodded. By Sunday it was gone.

ChatGPT

One answer, then back to scrolling.

Online courses

Eight weeks. You meant to finish. You didn't.

Tomo gives Invest the Duolingo treatment: levels, streaks, and quick quizzes that test what you just learned. That game loop is what the tabs above never had, so it's the one you actually finish.

Try a question

Here's what playing it feels like

A real question from this course. Take your best guess.

Defining Your Financial Targets

If you are eyeing a $500,000 home, what is your actual financial target for your investment account?

Get it right to open this lesson and 31 more in the app.

Course map

Where Invest takes you

Stop letting your savings sit still and start putting them to work. Learn how to build a simple portfolio that grows over time without needing to watch the news every day.

1
Start Growing Your Money
- Setting Your Money Goals
- Opening Your First Account
- Buying Your First Slice of a Company
- The Magic of Automatic Investing
- Staying Calm When Prices Drop
2
Build a Portfolio That Lasts
- Spreading Your Eggs in Many Baskets
- Picking Between Stocks and Bonds
- How to Spot High Fees
- Investing for Your Future Self
- When to Check Your Progress
- The Power of Rebalancing
- Avoiding Common Scams
3
Understand the Money Machine
- How Compound Interest Actually Works
- Why Prices Change Every Day
- The Role of the Stock Market
- How Inflation Affects Your Savings

3 sections · 16 units · 32 levels. Built to play, not to enroll.

How it's taught

You pick the voice

This course

The Professor

Invest is taught in the The Professor style: clear, structured, thorough. Want a different feel? In the app you can spin up the same topic in any of Tomo's teaching styles. Same facts, totally different vibe.

Keep going

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