Personal Finance 101
Like Duolingo, but for Personal Finance 101. Tomo turns the whole topic into a game you play five minutes a day, until it actually sticks.
For the part of you with thirty open tabs that never became anything.
Free during early access · No credit card · iPhone & Android

You've tried the other tabs
Thirty open tabs. Four facts you actually kept.
You watched. You nodded. By Sunday it was gone.
One answer, then back to scrolling.
Eight weeks. You meant to finish. You didn't.
Tomo turns Personal Finance 101 into a game you actually finish. Levels, streaks, and quick quizzes that make it stick. Five minutes a day.
Where Personal Finance 101 takes you
Take control of your money and build a future you love. Learn how to budget, save, and invest with simple steps that anyone can follow.
- 1
Getting Started with Your Money
- Where Does Your Money Go?
- Setting Your Money Goals
- Making a Simple Budget
- Apps and Tools to Help You
- 2
Saving and Safety Nets
- Why You Need an Emergency Fund
- How to Save More Every Month
- Picking the Right Bank Account
- The Power of Saving Early
- Automating Your Savings
- Protecting Your Money with Insurance
- 3
Dealing with Debt and Credit
- Understanding Your Credit Score
- How Credit Cards Actually Work
- Smart Ways to Pay Off Debt
- 4
Growing Your Wealth
- Investing for Beginners
- How the Stock Market Works
- Saving for Your Retirement
- Buying Your First Home
- Staying Safe from Scams
4 sections · 18 units · 54 levels. Built to play, not to enroll.
Here's what playing it feels like
A real question from this course. Take your best guess.
If ye be charting your monthly gold, which of these costs stays the same every single time ye pay it?
Get it right to open this lesson and 53 more in the app.
You pick the voice
Personal Finance 101 is taught in the The Pirate style: arr, learning be an adventure!. Want a different feel? In the app you can spin up the same topic in any of Tomo's teaching styles. Same facts, totally different vibe.
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Start Personal Finance 101 today.
Download Tomo, search Personal Finance 101, and play your first lesson in under a minute.